Student loans are a very real thing for most college students. The years it takes to pay them back can feel like the loans are haunting you. Democratic Senator Kirsten Gillibrand is hoping to change that. She wants to refinance the federal student loans. Nine out of ten loans would be affected. So what do students at Laredo Community College think? "Any help is needed so I'm all for anything that's going to help me and my family pay back the loans that I'm taking out and my brother is taking out." Gonzalo Rodriguez is a junior at Texas A&M in college station. He's taking advantage of the lower prices of courses this summer at LCC. "I view it as a necessity, especially for my family. We don't make a lot of money and when it comes to student loans, whatever it takes is my mentality." The bill call on the education secretary to devise a process that would refinance loans by private lenders and investors. We spoke to another student who tells us his mom just finished paying off her student loans. He doesn't have any yet. "People that get loans, they always complain to me that when they do get a good job, most of the income ends up going to the loans." Another person tells us not to get a loan if you don't need it. He says some people use loans as their income. "If you don't want to work, you could use the loans for expenses such as gas, food, etc." But not everyone is on board with loans. "I don't support them because they're kind of a rip off. I have friends who had ones and now they regret it because of the interest."